Financial Planning Advisory Council

As an Investment Counselor at Capital Group Private Client Services, I work directly with high net worth individuals and families to create customized plans for protecting and growing their wealth, often across multiple generations. I also help nonprofit foundations and endowments to realize their long-term financial objectives through effective planning and investment management.

Our firm is part of Capital Group, one of the world’s largest investment management organizations. As a result, Capital Group Private Client Services has access to extensive global research and analysis, providing deep insights into markets around the world. We also have a team of experienced wealth advisors, who work with clients to create strategic asset allocation plans uniquely suited for each individual client. In addition, we offer full trust services and closely coordinate with our clients’ outside advisors to help clients achieve their financial goals.
 

Kathryn Courain is a Wealth Manager at Avalan. She has more than two decades of experience assisting high-net-worth clients with their total wealth management needs, including perpetual trust planning, charitable planning and tax planning. She specializes in managing legal and tax advisor relationships in order to provide clients with a comprehensive vision of their overall financial goals.

Since each client has unique investment and planning objectives, Kathryn employs different strategies and solutions to meet specific needs. She provides the necessary unbiased advice and financial analysis necessary that helps guide clients through the wealth management process to ensure goals are met.

Ms. Craig has professional experience in financial planning since 1995, and her expertise lies in wealth management and financial consulting. She serves as a subject matter expert for the Certified Financial Planner Board of Standards, and she has been honored as one of California Lutheran University School of Management's 25 Silver Anniversary distinguished alumni for her accomplishment in her field as well as for her contributions in the community. Ms. Craig has earned numerous awards and honors for her personal contributions highlighted by receiving Citizen of the Year Awards in two different communities. I am also a Certified Integrative Nutrition Health Coach and an Internationally Certified Kundalini Yoga Instructor.

I am passionate about helping women and men make enduring lifestyle changes internally, physically, economically, transcend gender stereotypes, learn what they must about the challenges of the opposite sex, deepen mutual respect in the process - and thrive in an exhilarating new climate.

Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc. a Registered Investment Advisor.

I will not ask or request for personal or account information through this site. Any such request should be ignored and deleted. All personal and account updates must be completed in person or over the phone. Please make sure that you have set up security features on your site to protect your privacy. 

At Charles Schwab, we have a passion for inspiring others with an innovative approach. We support our colleagues to invest in their personal and professional growth with the same passion. Here, you’ll find leaders who support your curiosity and provide training to unlock your potential. You can chart your own path to success, and feel empowered to lead the way.

Over 15 years experience in financial services at TIAA, Vanguard, Merrill Lynch and Mutual Benefit.
Highly skilled advisor with demonstrated mastery of financial planning topics - investments, retirement, taxation, insurance and estate planning strategies - in understanding a client’s unique situation and delivering appropriate advice and solutions.
Effective relationship manager: Utilize CRM skills to create productive, positive and interactive relationships with internal and external clients.
Have managed strategic partnerships with business leaders of major corporations, board of directors, high net worth clients and individuals at various levels of the organization.
Experienced non profit leader: Founded and managed successful affiliate of career development organization for 10 years.

Specialties: financial planning, financial literacy counseling, consultative selling, relationship management, client service, project management, organization development, leadership. Professional License: Series 6, 7, 63, 65.

Jason Ritchey is a Vice President Relationship Manager for Mission Bank. Mission Bank is a growing community bank that is focused on using its resources to support local businesses. As a Relationship Manager, Jason’s role is to act as a trusted advisor to business owners and real estate investors throughout Ventura County as well as provide customized lending and banking solutions. His goal is to play any part he can in helping local business grow, which helps our community thrive. Jason has been working in banking since he graduated from Westmont College in 2014, where he played basketball all four years. A few years later, he followed up his undergraduate degree with an M.B.A. from CSU Channel Islands in 2018.

Jason happily resides in Ventura with his wife and spends his free time reading, watching movies, camping, and keeping the basketball dream alive in various City Leagues throughout Ventura.

Juan Ros, CFP®, AEP®, CSPG, CEPA joined Forum Financial Management, LP in November 2018 as a Financial Advisor. Most recently, Juan was a Partner and Vice President at Lamia Financial Group, Inc., which joined with Forum in January 2019. Prior to joining Lamia, Juan held various gift planning and major gift positions at the Ronald Reagan Presidential Foundation, Occidental College and the ALS Association, helping to raise millions of dollars in current and deferred gifts.

Juan works closely with legacy-minded families and business owners to enhance, protect and help transfer their wealth, particularly when charitable planning is involved. Since 2015, Juan has served on the faculty of the American Institute for Philanthropic Studies, which awards the CSPG designation. He is a frequent contributor and member of the editorial board for the monthly publication Planned Giving Today.

Juan serves on the boards of the Conejo Valley Estate Planning Council and the nonprofit Fit 4 the Cause. He is an active member of ProVisors, the Financial Planning Association, The Exchange Los Angeles, and is a member and past president of the Los Angeles Council of Charitable Gift Planners.

Juan is a CERTIFIED FINANCIAL PLANNER™ professional. He holds the Accredited Estate Planner® designation and the Certified Specialist in Planned Giving designation. He also holds the Certified Exit Planning Advisor (CEPA) designation from the Exit Planning Institute. He earned an MBA with an emphasis in Financial Planning from California Lutheran University in Thousand Oaks and a Bachelor’s degree from Pennsylvania State University in State College.

Prior to his work in wealth management and philanthropy, Juan worked in the film industry. His name can be seen in the credits of numerous films including “Cape Fear,” “JFK” and “The Godfather Part III.” Juan resides in Simi Valley, California, with his wife and their two sons. 

Talented, organized and detail-oriented manager. Exceptional customer service and ability to motivate teams, effectively communicate vision and produce quality deliverables.